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Tech Company Cuts International Payment Costs with Instarails

iVALT, an identity validation platform technology company headquartered in California, United States, needed to pay their overseas vendors and consultants in India quickly and cost-effectively. By partnering with Instarails, they transformed their global payment operations—achieving at least 3% cost savings, instant delivery, and zero deductions for recipients.

>3%
Cost Savings — Directly improving their bottom line

<1 min
Time for funds to reach recipient bank accounts

Zero
Deductions — Recipients receive 100%

Seamless
Delivery to recipient’s existing bank account

The Challenge

Like many technology companies working with global talent, iVALT faced costly and inefficient international payment processes:

High Fees: Traditional wire transfers charged $50 per transaction plus hidden 3-10% FX markups

Slow Delivery: Payments took 3-10 business days to arrive

Vendor Frustration: Recipients received less than expected due to intermediary bank deductions

The Solution

iVALT partnered with Instarails to leverage direct connections to India’s real-time payment rails:

Batch Upload: Process all international payments in a single workflow

Competitive FX: Transparent, mid-market exchange rates with no hidden fees

Real-Time Delivery: Funds arrive in minutes via UPI and IMPS

Full Transparency: Complete visibility into delivery status

Implementation

Instarails onboarded iVALT in just one week:

1 Account setup and compliance verification

2 Platform training on batch upload feature

3 Test transactions to verify delivery

4 Full production launch

The Impact

The switch to Instarails delivered immediate, measurable results. The finance team now processes payments in minutes instead of hours, and vendors receive timely payments without any deductions—strengthening business relationships and improving operational efficiency.

“Instarails has transformed how we handle international payments. Their platform saves us at least 3% in costs, directly improving our bottom line. The batch upload feature streamlines our processes, but what’s most impressive is the impact on our overseas team—they now receive their full salaries directly in their bank accounts in under 1 minute, with zero deductions. The smooth onboarding was just the beginning of an excellent service that has genuinely improved our global operations.”

Baldev Krishan Ph.D., President & CEO, iVALT

About iVALT

Website

Industry
Technology

Headquarters
Pleasanton, CA, United States

Use Case
Vendor & Consultant Payments

Corridor
USA → India

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What Our Clients Say

From startups to enterprises, businesses trust Instarails to move money across borders — instantly and affordably.

"Switching to Instarails for invoicing our U.S. clients was a game-changer. We used to get poor FX and on top of that, bank charges were eating into every payment. It was silently adding up to around 15% loss on every transfer. Now with Instarails, we get the live exchange rate, zero surprises on charges, and the money hits our account in under 30 minutes. It's faster, cheaper, and honestly just simpler. Highly recommend Instarails to any tech company in India billing U.S. clients."

Generated 15% savings and includes invoicing feature
US → India
HR
Harish R. CTO & Co-Founder · KubeAce Technology Consulting

" Instarails has transformed how we handle international payments. Their platform saves us at least 3% in costs, directly improving our bottom line. The batch upload feature streamlines our processes, but what's most impressive is the impact on our overseas team — they now receive their full salaries directly in their bank accounts in under one minute, with zero deductions."

Saves us over 3% in costs and employees receive full amount
US → India Corridor
BK
Baldev Krishan Ph.D. President & CEO · iVALT

"As a freelancer working with U.S. clients, I used to dread payment day. Between bank wire fees and terrible exchange rates, I was losing approximately 3% on every invoice. On a $10,000 project, that's $300 — almost ₹25,000 — just vanishing. Since I started using Instarails, everything changed. I send my invoice, my client pays, and the money hits my account instantly at the best FX rate with the lowest fees. Plus, I get a proper invoice for my records. "

Built-in invoicing and best FX rates
US → India
GR
Giri Rawal HR & Marketing Support · R2IT Tech Private Limited

"What sold me on Instarails is that I don't deal with a wallet at all. My US clients send payment and it arrives directly in my Fidelity Bank Ghana account as GHS — instantly, at the best FX rate I've seen. Before, I was waiting days for SWIFT transfers to clear and losing over 5% to fees and poor conversion rates. Now the money arrives in minutes, ready to use — and because it's sitting in my bank account, not a wallet, I'm actually earning interest on it. It's changed how efficiently I run my travel business."

5%+ cost savings, Direct to bank, Instant GHS payout
US → Ghana
NA
Nana Afriyie Mensah-Boadu Senior Travel Consultant · Cosmopolitan Travel Services