Financial Institutions

Financial Institutions

Make secure, compliant international payments accessible to all your customers.

Instarails provides cross-border payment solutions designed specifically for financial institutions. Our platform enables banks and financial service providers to offer instant payments to Mexico, Brazil, India, Philippines, and 150+ countries in local currencies.

International Money Transfer Processing

Enable secure international money transfers across all major markets

White label solution

Maintain your bank's brand experience

Key Features

Financial institutions partnering with Instarails

Your Frontend, Our Engine

Keep control of your customer experience while our payment technology runs behind the scenes. Integrate easily through your Core Banking System or directly with our secure SaaS API

Your Transactions, Our Protection

Comprehensive security with automated BSA/AML screening, real-time fraud monitoring, and continuous transaction surveillance built to banking standards

Our Support Team Never Sleeps

Our dedicated payment team is available 24/7 to support your institution and customers, ensuring uninterrupted service, as a value added service

Dedicated Compliance Team

Full-service compliance coverage with real-time monitoring, and continuous resolution to meet evolving regulatory requirements, as a value added service

Workflow

Fast White Label Integration

Launch your branded international payment service in just 12 weeks with our white label solution. Start generating revenue from cross-border transfers without years of development. Minimal technical resources required—our team handles integration, compliance, and ongoing support while you maintain complete brand control and customer relationships.

Your Customer Initiates Transfer

Customer enters recipient details to start the transfer to bank account, mobile wallet, or cash payout, into your mobile banking app or website

Seamless Handoff to Our Network

Route the payment to our secure infrastructure for immediate compliance and fraud screening

Fast Processing, Low Costs

Your payment moves through our secure network with competitive exchange rates, low fees, and live tracking

Direct Delivery, Lower Costs

Payments delivered securely to the destination country without intermediary banks, keeping FX rates competitive and costs low, with instant updates for you and your customer

Benefits

Your trusted partner for payment innovation

Market & Revenue Growth

Grow revenue by offering instant cross-border transfers to major remittance markets and 150+ countries worldwide. Serve both businesses and individuals sending money internationally. Retain and expand your customer base with competitive pricing and fast delivery times.

Cost & FX Savings

Reduce correspondent banking costs by 3-10% by connecting directly to local payment networks across all major markets. Scale local economy payments instead of losing money to FX fees and intermediary charges.

Inclusive Payment Solutions

Promote financial inclusion by reaching recipients globally through bank deposits, mobile wallets, or cash pickup locations in 150+ countries. Serve unbanked and underbanked populations with flexible payment options.

Secure & Compliant

Secure transfers with automated AML checks and fraud prevention. Ensure compliance with international regulations. Our platform meets banking standards including SOC2 Type II, AML requirements, protecting both your institution and customers. Real-time transaction monitoring and risk assessment ensure safe, compliant cross-border payments.

12-Weeks to Go-Live

Launch your branded international payment service in just 12 weeks with our white label solution. Start generating revenue from cross-border transfers without years of development. Minimal technical resources required—our team handles integration, compliance, and ongoing support while you maintain complete brand control and customer relationships.

Boost Deposits & Product Sales

International payment customers maintain significantly higher account balances to fund transfers worldwide. Drive cross-sell opportunities for high-yield savings accounts (HYSAs), CDs, personal loans, and credit cards. Financial institutions using our platform report 3-5x higher customer lifetime value compared to domestic-only account holders.

OUR PLATFORM PROVIDES

Global Payouts, Local Experience

Empower your customers with international payments - directly to bank accounts, mobile wallets, or cash payout, across 150+ countries and 70+ currencies

  • Global Coverage

  • Financial Inclusion

  • White-Label Solution

  • Trusted by financial institutions

Award-Winning Excellence

Global TiE50 2024 Winner

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2024 Atlanta Web3 Pitchfest Winner

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AnitaB.org 2024 PitcHER™ Audience Favorite Winner

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Available Payout Options

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