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Instarails is revolutionizing cross-border payments by providing a seamless
and efficient B2B SaaS API infrastructure.

Instarails is a cross-border payment network that connects to Mexico, Brazil, Philippines, and 150+ countries. Our payment infrastructure enables instant, secure transfers across 70+ currencies, combining traditional banking reliability with modern payment speed. Our technology powers real-time transfers 24/7 to both established markets and emerging economies. Send payments via local bank networks, mobile wallets, and cash pickup points worldwide. We help banks, fintech companies, and businesses deliver cost-effective international payments—reducing correspondent banking fees by 3-10% while ensuring compliance and security. Whether you're serving customers in Mexico City, São Paulo, Mumbai, or Manila, our platform handles the complex payment processing behind the scenes. Focus on growing your business while we manage routing, compliance, FX, and settlement across all markets.

Our platform is designed for financial institutions including credit unions, community banks, and any business that needs to make international payments efficiently and cost-effectively.

Africa, Asia-Pacific, Middle East, Latin America, Europe, UK

We support a comprehensive range of payment methods to ensure maximum flexibility and global coverage for your recipients:
- Direct bank account deposits to virtually all financial institutions across our supported corridors
- Popular local e-wallets in strategic regions worldwide
- Mobile money transfer networks covering major international markets
- Local SIM card payment integration in specific regions
- Extensive cash pickup network through millions of licensed payout agents across multiple continents This diverse payment ecosystem allows you to serve both banked and unbanked populations seamlessly, providing true financial inclusion for your global customers regardless of their location or preferred payment method.

Instarails is a cross-border payment network that connects to Mexico, Brazil, Philippines, and 150+ countries. Our payment infrastructure enables instant, secure transfers across 70+ currencies, combining traditional banking reliability with modern payment speed. Our technology powers real-time transfers 24/7 to both established markets and emerging economies. Send payments via local bank networks, mobile wallets, and cash pickup points worldwide. We help banks, fintech companies, and businesses deliver cost-effective international payments—reducing correspondent banking fees by 3-10% while ensuring compliance and security. Whether you're serving customers in Mexico City, São Paulo, Mumbai, or Manila, our platform handles the complex payment processing behind the scenes. Focus on growing your business while we manage routing, compliance, FX, and settlement across all markets.

Our platform is designed for financial institutions including credit unions, community banks, and any business that needs to make international payments efficiently and cost-effectively.

Africa, Asia-Pacific, Middle East, Latin America, Europe, UK

Contact our team at SALES@INSTARAILS.IO to begin the conversation. We'll guide you through our partnership process, from initial discussions to full implementation.

Yes. Our implementation includes a focused pilot program for select corridors that lets you test real transactions, monitor performance metrics, gather feedback, and optimize before full rollout – all with dedicated support from our team.

The onboarding process with Instarails is streamlined for rapid implementation:
- Compliance Setup: We begin with mutual NDA signing, comprehensive enhanced due diligence verification, and Master Service Agreement execution
- Secure Account Creation: We establish your dedicated bank FBO sub-account
- Funding Mechanism: You pre-fund your account with a simple domestic wire transfer to ensure immediate transaction capability
- Immediate Transactions: Start processing payments instantly through our intuitive client portal using single transactions or batch uploads
- Optional API Integration: For automated workflows, seamlessly integrate with our robust API for programmatic transaction submission and receiving real-time tracking notifications This efficient process gets you from partnership to active global payments in minimal time, with personalized support at every step.

No. We handle all the complexity of international liquidity management, currency conversion, and settlement across multiple countries. This eliminates the traditional need for maintaining nostro/vostro accounts in each country where you send payments, significantly reducing your operational overhead. This approach helps free up your tied up capital for other business needs.

This is not a problem at all. We do not charge anything for cancellations or returns! Unlike traditional wire transfers that often involve significant recall fees and lengthy processing times, Instarails provides free, immediate cancellation capabilities. If a payment encounters an issue or needs to be recalled for any reason, we handle this efficiently without passing any additional costs to you.

We help you navigate through the complex regulatory landscape of cross-border payments by providing real-time global sanctions screening, and more. Schedule a call with us at sales@instarails.io to learn more.

We support a comprehensive range of payment methods to ensure maximum flexibility and global coverage for your recipients:
- Direct bank account deposits to virtually all financial institutions across our supported corridors
- Popular local e-wallets in strategic regions worldwide
- Mobile money transfer networks covering major international markets
- Local SIM card payment integration in specific regions
- Extensive cash pickup network through millions of licensed payout agents across multiple continents This diverse payment ecosystem allows you to serve both banked and unbanked populations seamlessly, providing true financial inclusion for your global customers regardless of their location or preferred payment method.

No. Recipients never need to create an Instarails account or wallet to receive their funds. We deliver payments directly to their existing local accounts:
- Straight to their local bank accounts
- Directly to the e-wallets they already use every day
- Into their existing SIM card accounts
- Via convenient licensed cash pickup locations in their region

Yes. We deliver funds to recipient accounts in real-time in corridors that support instant payment rails (like SPEI in Mexico, PIX in Brazil, UPI in India, FPS in UK, Instant SEPA in Europe). Transactions are completed within minutes rather than the traditional 3-5 business days required for international wire transfers. Recipients gain immediate access to their funds, dramatically improving their experience and financial planning capabilities.

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Instarails is revolutionizing cross-border payments by providing a seamless
and efficient B2B SaaS API infrastructure.

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What Our Clients Say

"Instarails has transformed how we handle international payments. Their platform saves us 3% in costs, directly improving our bottom line. The batch upload feature streamlines our processes, but what's most impressive is the impact on our overseas team - they now receive their full salaries directly in their bank accounts in under 15 minutes, with zero deductions. The smooth onboarding was just the beginning of an excellent service that has genuinely improved our global operations."

Baldev Krishan Ph.D., President & CEO
iVALT